Instant Loan Online

  Ayaan Finserve India specializes in unsecured personal loans tailored for salaried individuals needing quick access to funds without risking assets as collateral. The straightforward digital application process uses your income and credit score for eligibility, allowing approvals in as little as 30 minutes. Borrowers benefit from flexible loan amounts—typically up to ₹50,000—affordable interest rates, and zero prepayment penalties, so you can manage your finances on your own terms. Transparent processing fees are disclosed upfront, and there are no hidden costs or surprise charges. Whether you need funds for a medical emergency, travel, home repairs, or other personal needs, AFI’s unsecured personal loans deliver fast, simple, and responsible lending in line with RBI regulations and best practices. Learn more!

  Ayaan Finserve India offers instant personal loans up to ₹50,000 for urgent financial needs, such as medical expenses, travel, or home repairs, even if your credit score is as low as 500. With a simple online application, minimal document uploads, and no collateral required, eligible salaried individuals can receive approval in as little as 30 minutes. Funds are disbursed quickly to your account—you don’t have to visit a branch or endure long waiting times. Repayments are flexible, and borrowers can close loans early without incurring any foreclosure charges, helping save on interest. AFI’s transparent process includes a clear, minimal processing fee as per RBI guidelines, with all costs visible before you commit. This service is tailored for salaried individuals seeking fast, reliable emergency funds without hidden fees. Learn more!

  The Reserve Bank of India's new circular takes effect from January 1, 2026, mandating that most floating-rate loans for individuals and micro or small businesses cannot have foreclosure or pre-payment penalties. This rule covers home loans, car loans, education loans, and business loans up to ₹50 lakh from banks, NBFCs, and co-operative banks. Fixed-rate loans, foreign currency borrowings, and large corporate loans remain excluded, and certain business loans above prescribed thresholds may still attract charges if given by specified lenders. At Ayaan Finserve India, foreclosure fees were already waived as a customer-friendly policy, ensuring borrowers can repay early without penalties. The RBI’s update makes this the standard for the industry, giving borrowers greater flexibility and protection against hidden charges. Learn more!